ATTENTION CALIFORNIA DISABILITY POLICYHOLDERS
If you are a California resident receiving only partial or
"residual" benefits under an individual disability insurance
policy, please contact us immediately!

Assisting victims of bad faith practices in the areas of Long Term Disability Insurance and Long Term Care.

Have you been unfairly denied or underpaid by your disability insurance company?

Bourhis & Mann assists consumers in resolving bad faith insurance disputes, unfair denials, and insurance bad faith; principally specializing in Individual Disability and Long Term Care Insurance. We have won record verdicts and settlements involving insurance bad faith disputes, nationwide.

If your insurance company has wrongfully denied payment for your disability insurance claim, contact us for a no-obligation, no-cost case review.

Insurance FAQs

Do you have questions about your insurance claim? Check our Frequently Asked Questions first!

Q: Are there different types of individual disability insurance policies?

A: Yes. There are several types of policies. And disability policies can vary substantially in their definition of disability, as well as what they require in order for coverage to be provided.

Case Studies

Joan Hangarter: The Precedent Setting $7Million plus Own-Occupation Disability Insurance Case

The precedent setting Hangarter v. Paul Revere, Unum verdict was unanimously upheld by the Ninth Circuit Court of Appeals and stands as the landmark disability bad faith case in the United States. Due to arm and shoulder injuries Joan became unable to continue her work as a chiropractor

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If You Own An Insurance Policy, You MUST Read:

Book Cover: Insult to Injury: Insurance, Fraud, and the Big Business of Bad Faith

Insult to Injury: Insurance, Fraud and the Big Business of Bad Faith by Ray Bourhis

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Comprehensive information for insurance policyholders
Insurance Consumers