Assisting victims of bad faith practices in the areas of Long Term Disability Insurance and Long Term Care.

Have you been unfairly denied or underpaid by your disability insurance company?

Bourhis & Mann assists consumers in resolving bad faith insurance disputes, unfair denials, and insurance bad faith; principally specializing in Individual Disability and Long Term Care Insurance. We have won record verdicts and settlements involving insurance bad faith disputes, nationwide.

If your insurance company has wrongfully denied payment for your disability insurance claim, contact us for a no-obligation, no-cost case review.

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Case Studies

Joan Hangarter: The Precedent Setting $7Million plus Own-Occupation Disability Insurance Case

The precedent setting Hangarter v. Paul Revere, Unum verdict was unanimously upheld by the Ninth Circuit Court of Appeals and stands as the landmark disability bad faith case in the United States. Due to arm and shoulder injuries Joan became unable to continue her work as a chiropractor

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Navigating the Insurance Claim Maze

Over the years we have seen every conceivable problem that can arise with a long-term disability claim. The most common issues raised by insurers include questions regarding the medical diagnosis and prognosis, disputes over impairments and their effect on a claimant's functionality and disagreements over an  insured's occupational duties.

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About Our Firm

Over the past 30 years, our firm has obtained record judgements, settlements and landmark verdicts on behalf of our clients. We provide legal services in all matters related to insurance coverage or bad faith claim denials. We have served as consultants on 60 Minutes, Dateline, and other investigative reports prepared for the print and broadcast media.

We have worked with Congress, The National Association of Insurance Commissioners (NAIC), state insurance departments and commissioners, consumer advocacy organizations, and others toward regulatory and ERISA reform.

We have handled hundreds of disability and long-term care cases against all major disability and long-term care insurance companies including Berkshire Life, Guardian Life, New York Life, UnumProvident and its subsidiaries (including Coloian Life, Equitable Life, Philadelphia Life, Metropolitan Life and many other companies.)

Click here to read case studies of some of our clients...

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If You Own An Insurance Policy,
You MUST Read:

Book Cover: Insult to Injury: Insurance, Fraud, and the Big Business of Bad Faith

Insult to Injury: Insurance, Fraud and the Big Business of Bad Faith by Ray Bourhis

To read the first chapter without obligation
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