Assisting victims of bad faith practices in the areas of Long Term Disability Insurance and Long Term Care.

Have you been unfairly denied or underpaid by your disability insurance company? 

Bourhis & Mann assists consumers in resolving bad faith insurance disputes, unfair denials, and insurance bad faith; principally specializing in Individual Disability and Long Term Care Insurance. We have won record verdicts and settlements involving insurance bad faith disputes, nationwide.

If your insurance company has wrongfully denied payment for your disability insurance claim, contact us for a no-obligation, no-cost case review.

Disability Insurance

If you are forced out of work as a result of an illness or injury, you can suddenly find yourself dipping into your life savings just to pay normal household bills. Some individuals in this situation even find themselves threatened with foreclosure or bankruptcy.

For this reason, many individuals, especially those in high-income occupations with expensive lifestyles, elect to purchase disability insurance. Read More...

Long Term Care

An emerging area of Bad Faith is Long-Term Care. The elderly represent a new goldmine for the companies making billions of dollars in profits by wrongfully withholding benefits.

Companies like UnumProvident, John Hancock, Conesco, Metropolitan, Metlife, Continental, Bankers Life and others have collected over $45 billion in premiums. The companies are well-aware that by the time policyholders file for Long Term Care benefits, they are, by definition, old and infirm. In many cases this means they are unable to fight for their rights. Bourhis & Mann assists Long Term Care Insurance Policyholders in obtaining the benefits they have paid for.

Long Term Care assistance are services provided by medical or non-medical individuals to assist a chronically ill or disabled insured. Click here for The Most Common Long-Term Care Controversies.

If you have been unfairly denied, your insurance carrier may be responsible for paying not only your insurance benefits, but also for compensating you for your additional losses such losses as attorneys' fees, out-of-pocket costs, emotional distress damages, general damages and, in especially egregious situations, and punitive damages. You may be entitled to additional compensation!

(We handle cases that have not been resolved by other means. If you are having problems with an automotive claim or minor insurance claim of any type, or have not yet filed a claim with your insurance company, please see www.insuranceconsumers.com for assistance.)