Case Studies - HIV Positive Psychiatrist Receives Settlement

$4 Million settlement for HIV Positive Psychiatrist Denied Benefits though Disabled by HIV and Coronary Artery Disease.

Our client, a board certified psychiatrist, was disabled with coronary artery disease, clinical depression and AIDs.

His disability company terminated his benefits based on a “paper review” of his medical records performed by an in-house nurse employed by the insurance company. The nurse neither examined nor spoke with the insured.

When our firm filed suit, the insurer immediately put its insured on claim and said it couldn’t understand why we were refusing to drop the lawsuit. Our response was that its denial had forced our client to retain us, to sue them, to incur costs and legal fees in order to get the benefits restored and to endure emotional distress and consequential losses as a result of the denial. Furthermore, the insured wanted nothing further to do with the carrier.

The case settled for approximately $4Million.