Case Studies - Print Broker

Disabled Print and Media Broker

Claimant was a print and media broker who suffered a heart attack while hiking. His doctors recommended that he not return to work as a print broker due to the fact that it was a stressful occupation and could exacerbate his condition and subject him to a continuing risk of future heart attacks.  The insurer, following an IME, stated that there were no restrictions and limitations on his job duties.

The insurer claimed that the insured's heart attack was caused by the strenuous uphill climb in which he was engaging at the time and was not caused by anything related to his job duties.

The insurer also argued that the claimant's doctors had refused to return its phone calls and were not cooperating in its investigation.

Claimant countered that he had developed coronary arteriography ventriculography, had to wear a pacemaker and defibrillator and had hyper-coagulation syndrome which caused his blood to clot more easily in stressful situations.

Present value of future benefits was approximately $440,000.